The information contained in this blog is for educational purposes only and should not be construed as investment advice. Past performance is not indicative of future results. You should always do your own research before making any investment decisions.

I am not a licensed financial advisor and I do not provide personalized investment advice. The information on this blog is general in nature and does not take into account your individual circumstances.

You should always consult with a licensed financial advisor before making any investment decisions. I will not be liable for any losses or damages that you may incur as a result of using the information on this blog.

By using this blog, you agree to the terms of this disclaimer.

Muhammad Rizal Ahmad